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Welcome to TrucksLink

Professional insurance for commercial trucks

About us

TRUCKSLINK is one stop service portal for trucking companies.

Our passion is to listen to our customers and deliver insurance solutions that allows the consumer to feel trusted, secured and respected.

TrucksLink Insurance Services is an independent insurance brokerage company specializing in trucking insurance to find the best tailored insurance solutions, safety and customer support services for the transportation industry. All of our brokers understand the needs of young companies as well as help grow companies with decades under their belts.

We are are here for you:

  • To help you with a claim
  • To advise you how to manage your risk better 
  • To help you find best suited insurance plan for your needs and price range 

   

Services

Primary Liability

Two of the main coverages that constitute Liability Insurance are, Bodily Injury and Property Damage insurance. These coverages pay for another party’s injuries and repairs after an at-fault accident. Bodily Injury coverage could include medical expenses, rehabilitation, and lost earnings. Property Damage insurance policies cover damages to someone’s vehicle, residence, or other properties. Generally, both Bodily Injury and Property Damage insurance are legally required.

Cargo

Motor Truck Cargo Insurance provides coverage for freight or commodity that is hauled by a for-hire trucker in case cargo is damaged. This could include damage caused by fire, collision, striking, spoilage, etc. In addition to paying for the cost of the lost or damaged cargo itself, some policies also pay costs to remove debris or pollutants caused by the debris, if a load accidentally lands on a roadway or waterway.

Physical Damage

Physical damage insurance provides protection against loss or damage to your covered vehicle resulting from an accident with another vehicle or object. Physical damage insurance is important for motor carriers and owner operators to carry and in many instances required based on if there is a lien holder.

Occupation Accident

Occupational accident insurance coverage provides benefits to the truck drivers and owner operators injured or killed in a job-related accident. If you diver or owner operator gets injured on the job Occupational Accident coverage will pay medical expenses and downtime while injured is recovering. In case of accidental death while on the job, Occupational Accident coverage will pay a generous amount to the beneficiary to help with a lost income.

General Liability

A growing number of risk managers require for-hire truckers to have Trucking General Liability Insurance. It pays for injuries or property damage you cause as a result of business activities NOT directly related to operating your truck.

Non-Trucking Liability

Non-trucking liability covers when you use your business truck for personal use like going to the bank, grocery store or your kid’s special events. Since you are not driving for business purposes, there is no coverage under your Motor Carrier’s liability or business auto policy. NTL is in most cases, required by the motor carrier with whom the owner/operator has signed a lease agreement. This insurance fills a potential gap for non-business use of the equipment, and helps to protect the motor carriers’ primary liability policy.

Workers Compensation

Illinois law requires employers to provide workers’ compensation insurance for almost everyone who is hired, injured, or whose employment is localized in Illinois. Sole proprietors, business partners, corporate officers, and members of limited liability companies may exempt themselves. Overall, it is estimated that 91% of Illinois employees are covered under the Act.

Also You Might Need

You probably need other coverages contact us and we will discuss your business situation and advice what coverage would be best for you

Primary Liability

Two of the main coverages that constitute Liability Insurance are, Bodily Injury and Property Damage insurance.

These coverages pay for another party’s injuries and repairs after an at-fault accident.

Bodily Injury coverage could include medical expenses, rehabilitation, and lost earnings.

Property Damage insurance policies cover damages to someone’s vehicle, residence, or other properties.

Generally, both Bodily Injury and Property Damage insurance are legally required.

Cargo

Motor Truck Cargo Insurance provides coverage for freight or commodity that is hauled by a for-hire trucker in case cargo is damaged.

This could include damage caused by fire, collision, striking, spoilage, etc.

In addition to paying for the cost of the lost or damaged cargo itself, some policies also pay costs to remove debris or pollutants caused by the debris, if a load accidentally lands on a roadway or waterway.

Physical Damage

Physical damage insurance provides protection against loss or damage to your covered vehicle resulting from an accident with another vehicle or object.

Physical damage insurance is important for motor carriers and owner operators to carry and in many instances required based on if there is a lien holder.

Occupation Accident

Occupational accident insurance coverage provides benefits to the truck drivers and owner operators injured or killed in a job-related accident.

If you diver or owner operator gets injured on the job Occupational Accident coverage will pay medical expenses and downtime while injured is recovering.

In case of accidental death while on the job, Occupational Accident coverage will pay a generous amount to the beneficiary to help with a lost income.

General Liability

A growing number of risk managers require for-hire truckers to have Trucking General Liability Insurance.

It pays for injuries or property damage you cause as a result of business activities NOT directly related to operating your truck.

Non-Trucking Liability

Non-trucking liability covers when you use your business truck for personal use like going to the bank, grocery store or your kid’s special events.

Since you are not driving for business purposes, there is no coverage under your Motor Carrier’s liability or business auto policy.

NTL is in most cases, required by the motor carrier with whom the owner/operator has signed a lease agreement.

This insurance fills a potential gap for non-business use of the equipment, and helps to protect the motor carriers’ primary liability policy.

Workers Compensation

Illinois law requires employers to provide workers’ compensation insurance for almost everyone who is hired, injured, or whose employment is localized in Illinois.

Sole proprietors, business partners, corporate officers, and members of limited liability companies may exempt themselves.

Overall, it is estimated that 91% of Illinois employees are covered under the Act.


An employer that knowingly and willfully fails to obtain insurance may be fined up to $500 for every day of noncompliance, with a minimum fine of $10,000. Corporate officers can be held personally liable if the company fails to pay the penalty.

Since 2006, the Commission has collected over $7 million in fines.

This provides workers the proper legal protection and other employers a more fair competitive arena.