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Primary Liability

Cargo Insurance

Physical Damage

Occupational Accident

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Primary Liability

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Cargo Insurance

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Physical Damage

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Occupational Accident

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General Liability

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Non-Trucking Liability

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Worker's Compensation

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Other Coverages

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About TrucksLink

We’re a family-run trucking insurance agency in Lemont, IL. Built by people who get the trucking life. We specialize in commercial coverage for owner-operators, small fleets, and growing carriers. No corporate runaround, no jargon – just fast, reliable protection from folks who actually pick up the phone and guide you through it.

Aggie

Aggie

I’ve been rolling with the insurance industry for over 8 years, and since 2020, trucking insurance has been my lane. I love helping drivers and business owners navigate the road ahead with confidence. When I’m not working, I’m chasing after my two wild boys or chasing sunsets on a bike trail—either way, I’m always up for a good adventure.

Lukas

I’m a newly licensed insurance agent who got hooked after getting curious about what really goes on behind the scenes. Now, I’m all about helping people make sense of their coverage without the boring jargon. When I’m off the clock, you’ll probably find me on the golf course or casting a line at the lake, soaking up the quiet.

Lukas-new
MAIRONIS

Raimonda

I’ve been in the insurance game since 2014, licensed in life, health, property, and casualty. When I’m not helping clients protect what matters most, you’ll find me on the table tennis court or playing pickleball—I love a good competition and never shy away from a challenge.

Oksana

I found my way into trucking insurance a few years ago and quickly realized how much I enjoy helping people stay covered and confident. At Truckslink, I’m part of the processing team, making sure everything’s accurate and on time. Outside work, you’ll usually find me planning trips, hitting CrossFit, or exploring new places to eat—always up for adventure!

Oksana

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Workers Compensation

Illinois law requires employers to provide workers’ compensation insurance for almost everyone who is hired, injured, or whose employment is localized in Illinois.

Sole proprietors, business partners, corporate officers, and members of limited liability companies may exempt themselves.

Overall, it is estimated that 91% of Illinois employees are covered under the Act.

An employer that knowingly and willfully fails to obtain insurance may be fined up to $500 for every day of noncompliance, with a minimum fine of $10,000. Corporate officers can be held personally liable if the company fails to pay the penalty.

Since 2006, the Commission has collected over $7 million in fines.

This provides workers the proper legal protection and other employers a more fair competitive arena.

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Non-Trucking Liability

Non-trucking liability insurance provides coverage when a commercial truck is used for personal activities unrelated to business operations, such as running errands, visiting the bank, or attending a child’s event.

Since you are not driving for business purposes, there is no coverage under your Motor Carrier’s liability or business auto policy.

NTL is in most cases, required by the motor carrier with whom the owner/operator has signed a lease agreement.

This insurance fills a potential gap for non-business use of the equipment, and helps to protect the motor carriers’ primary liability policy.

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General Liability

A growing number of risk managers require for-hire truckers to have Trucking General Liability Insurance.

It pays for injuries or property damage you cause as a result of business activities NOT directly related to operating your truck.

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Primary Liability

Two of the main coverages that constitute Liability Insurance are, Bodily Injury and Property Damage insurance.

These coverages pay for another party’s injuries and repairs after an at-fault accident.

Bodily Injury coverage could include medical expenses, rehabilitation, and lost earnings.

Property Damage insurance policies cover damages to someone’s vehicle, residence, or other properties.

Generally, both Bodily Injury and Property Damage insurance are legally required.

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